2023 ke Top 6 Lifetime Free Credit Cards

Aaj ke zamane mein credit cards sabke liye zaruri ho gaye hain, chahe shopping ho, bills bharein ya travel tickets book karein. Log credit cards ka use convenience aur kisi pareshani ke bina transaction karne ke liye karte hain. Ek tarah ka credit card jo aajkal bahut zyada popular ho raha hai hai lifetime free credit card. Jaise ki naam se pata chalta hai, is tarah ke card mein koi joining ya annual fees nahi hoti, jo ki bahut saare logon ke liye ek major plus point hai. Iss article mein hum 2023 ke top 6 lifetime free credit cards ke baare mein baat karenge.

Lifetime Free Credit Cards ke Types Lifetime free credit cards ke teen types hote hain. Pehla type wale mein koi joining ya annual fees nahi hoti hai. IDFC Select aur ICICI Amazon Pay jaise cards is category mein aate hain. Dusra type wale mein joining aur annual fees toh hote hain, lekin unke saath special accounts jaise salary accounts ya wealth accounts free hote hain lifetime ke liye. HDFC Regalia First aur IDFC Wealth is type ke examples hain. Teesra type wale mein joining aur annual fees hote hain, lekin agar aap ek certain limit tak spend karte hain, toh aapko annual fees pay karne ki zarurat nahi hoti hai. SBI Cashback Credit Cards aur Flipkart Axis is type ke examples hain.

One Card Credit Card:

Ye top six lifetime free credit cards in 2023 ki list mein pehla lifetime free credit card hai. Is card mein aapko fixed deposit (FD) ki 100 se 110 percent tak credit limit offer ki jaati hai, jisse ye dusre lifetime free credit cards ke comparison mein unique hai.

Iske saath hi, is card mein 0.20 percent reward points aur bahut saare e-commerce aur food delivery platforms ke offers bhi milte hain. Iski app smoothly run karti hai, jo ki lifetime free category mein best lifetime credit card banati hai.

Agar aapke paas credit history nahi hai aur aap ise build karna chahte hain ya phir apna credit score boost karna chahte hain, toh One Card Credit Card aapke liye perfect option hai.

Amazon Pay ICICI Credit Card:

Ye top six lifetime free credit cards in 2023 ki list mein doosra lifetime free credit card hai.

Is credit card ke liye aapko minimum salary of 25,000 to 30,000 aur above aur credit score of 750 plus hona chahiye.

Is card mein Prime members ke liye Amazon pay par 5% unlimited cashback aur non-prime members ke liye 3% cashback offer kiya jaata hai. Agar aap is card ko non-Amazon platforms par use karte hain, toh aapko unlimited 1 to 2% cashback bhi milta hai.

Ye card woh logon ke liye ideal hai jo mostly Amazon par shopping karte hain aur Amazon ko frequently use karte hain.

Axis My Zone Credit Card:

Axis My Zone Credit Card list mein top 6 lifetime free credit cards mein se teesri credit card hai.

Iss card ke liye Rs. 500 ka fees lagega, lekin aapko Sony Liv ki saalana subscription bilkul muft milegi, aur aap Paytm app par ek baar mahine mein buy one get one offer bhi pa sakte hai.

Iske saath hi aapko 200 rupaye ki chhoot milegi iss credit card ke saath, Swiggy app par lagbhag 40% ki chhoot, aur har quarter mein ek complimentary domestic lounge access bhi milega.

Aapko har normal transaction par chaar edge rewards, kharch karne par 200 rewards points aur ek point ki keemat Rs. 0.20 milenge. Iss card ke liye aapka minimum salary 15,000 se 20,000 rupaye aur aapka credit score accha hona chahiye.

IDFC First Select Credit Card:

IDFC First Select Credit Card list mein top 6 lifetime free credit cards mein se chautha credit card hai.

Iss card mein ek alag benefit hai, jisme joining aur annual fees ka pehla saal ka waiver hai. Iss card par pehle 90 dino ke transactions par 4% cashback, aur 90 dino ke baad har transaction par 1% cashback milega, sath hi Swiggy aur Zomato par 10% cashback bhi milega.

Aap har Rs. 100 kharch par ek reward point bhi earn kar sakte hai, aur ye reward points air tickets, hotel stays aur aur bhi bahut kuch book karne ke liye use kar sakte hai. Iss card ke liye aapki minimum salary 25,000 rupaye aur accha credit score hona chahiye.

HSBC Cashback Credit Card:

Lifetime free credit card ke liye paanchva option HSBC Cashback Credit Card hai.

Iss card par aap apne sabhi kharch par 1.5% tak cashback earn kar sakte hai, aur iske liye koi minimum spend ki requirement nahi hai. Iske saath hi iss card par annual fees bhi nahi hai.

Iske alava, aapke pehle 90 dino ke kharch par 10% tak cashback bhi mil sakta hai, jisme Rs. 3,000 tak ka maximum cashback hai.

Iss card ke saath aapko various dining aur travel offers, aur various e-commerce platforms par discounts bhi mil sakte hai. Iss card ke liye aapki minimum income Rs. 4 lakh saalana aur accha credit score hona chahiye.

Standard Chartered Platinum Rewards Credit Card:

Lifetime free credit card ke liye chhata aur aakhri option Standard Chartered Platinum Rewards Credit Card hai.

Iss card par har Rs. 150 kharch par 5 reward points earn kar sakte hai, aur iske liye koi minimum spend ki requirement nahi hai. Ye reward points air miles, vouchers, aur merchandise jaise kai saari cheezon ke liye redeem kiye ja sakte hai.

Iske alava, iss card par annual fees bhi nahi hai. Iske saath aap Uber rides par 20% tak cashback bhi le sakte hai, jisme har mahine Rs. 600 tak ka maximum cashback hai. Iss card ke saath various dining aur shopping offers bhi milte hai.

Antim mein, yeh saal 2023 ke liye sabse behtareen 6 lifetime free credit cards hain. Har card mein apne apne khaas fayde aur inaam hote hain, aur aapke liye sabse accha card aapke vyaktigat zarooraton aur kharche ki aadat par nirbhar karega. Kisi bhi credit card ke liye aavedan karne se pehle niyam aur sharten dhyaan se padh lein aur aavedan karne se pehle yeh bhi dhyaan rakhein ki aap yogyata maapdand ko poora karte hain. Lifetime free credit card ke saath, aap annual fees ya joining fees ke chinta kiye bina credit card ke fayde ka aanand le sakte hain.

Other Credit Card

Credit Card	Kis ke liye sabse accha hai?	Sabse accha feature
Amazon Pay ICICI Credit Card	Amazon par online shopping karne walo ke liye	Prime users ke liye Amazon par 5% cashback
IDFC First Select Credit Card	Rewards aur Travel ke liye	Incremental spends Rs. 25,000 se zyada karne par 10 guna reward points
HSBC Visa Platinum Credit Card	Reward Points ke liye	Amazon aur Swiggy voucher, airport lounge access aur introductory offer* ke tehet cashback
IDFC First Millennia Credit Card	Rewards aur Travel ke liye	Monthly online spends Rs. 20,000 tak par 6X reward points
ICICI Platinum Chip Credit Card	Reward Points ke liye	Har Rs. 100 kharch par 2 reward points

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